Most assistive technology (AT) that is funded by insurance providers falls under the category known as “durable medical equipment” (DME).
Examples of DME include manual and power wheelchairs, catheters, and orthotics. This section provides details about how you can obtain DME through insurance sources. It also provides information on appealing denials—often a necessary and effective step.
In addition, this section covers how to appeal insurance denials and offers guidance on seeking alternative funding, such as specialized loan programs, if insurance does not cover your needs.
Unfortunately, navigating the insurance system can often be complicated, and appealing denials is a common and necessary part of the process of obtaining DME.
Before starting, it’s important to clearly understand how public and private insurance works. The Delaware Assistive Technology Initiative provides a brief but helpful overview explaining public and private health insurance and how to obtain durable medical equipment (DME).
Get the DATI article, “Public and Private Insurance“.
Resources are organized by the following categories:
*Please note that information provided herein has no effect of law or regulation, and in no way constitutes an official notification of benefits.