Loan Programs for Assistive Technology and Accessibility

Loan programs funded by public and private sources are available to help individuals purchase assistive technology (AT), durable medical equipment (DME), home modifications, vehicles, and vehicle adaptations.

Massachusetts Assistive Technology Loan Program (MATLP)

The MATLP is a state-funded program that provides low-interest cash loans to individuals with disabilities and their families, helping them purchase the assistive technology they need. Read more about MATLP

Home Modification Loan Program (HMLP)

HMLP is a state-funded program offering low-interest and no-interest loans for homeowners who need accessibility modifications—such as ramps or widened doorways—to improve access to their primary residence. Read more about HMLP

Central Bank Special Needs Loans

This program offers fixed-rate loans with extended repayment terms to assist customers with special needs in purchasing AT, including home and vehicle modifications. Read more about Central Bank Loans

Citizen’s Bank EZ Home Improvement Loans

Citizen’s Bank provides low-interest loans of up to $10,000 for home improvements, including accessibility modifications, to qualifying low- and moderate-income households. Both homeowners and renters may apply, though availability is limited to certain areas of Massachusetts. Read more

Digital Federal Credit Union Loans

The Digital Federal Credit Union offers “Access Loans” for AT, DME, and home modifications, as well as “Mobility Vehicle Loans” for purchasing and modifying vehicles. These loans, available to members of the American Association of People with Disabilities, feature extended repayment terms and financing for up to 100% of the purchase cost. Read more